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Keystone Offers Commercial Business Insurance Solutions to Serve the Needs of UK Businesses

Stuwartclarck — Wed, 17 Nov 2010 12:16:35 +0000

Keystone Insurance is a premier supplier of Business, Construction and Liability Insurance solutions to businesses across the UK. This independent insurance brokerage house offers specialist insurance solutions to UK businesses. Their commercial business insurance policies cover everything from public and employers liability to buildings and stock.

Keystone offers various types of commercial business insurance solutions, which include Shop Insurance, Manufacturing Insurance, Public Liability Insurance, Personal Accident Insurance, Wind Energy Insurance, Employers Liability Insurance, Construction Insurance, Commercial Property Insurance, Professional Indemnity Insurance, Contractors All Risks Insurance etc.

Keystone’s specialist commercial business insurance team understands business and provides fast, professional and quality service to its clients. Its friendly and experienced staff offers impartial advise to all clients. Their fast, reliable and professional insurance service has been instrumental in adding many satisfied clients across Ireland and the UK.

Keystone has arranged insurance for thousands of businesses over the years insuring businesses in every corner of the UK & Ireland. It regularly arranges insurance packages for large local authority & government infrastructure projects.

About Keystone:
Keystone Insurance Group is the UK & Ireland’s fastest growing specialist Insurance brokerage. It is fully independent, secure, respected and well established insurance brokerage. From their offices in Dundalk & Belfast they offer a broad range of construction, liability, business & related Insurance products to contractors & general business customers across the UK & Ireland. With over 75 years of cumulative staff experience and a proven track record, Keystone is widely regarded as a significant specialist broker in the market, enjoying strong relationships with many UK, Irish & Global Insurers.

For Further Details Please Contact:
Keystone Insurance
Cathedral House
23-31 Warring Street
Belfast BT1 2DX
Local Quoteline: 0844 9670796
Phone: 028 3044 2586
Fax: 087 1528 4750
E-mail: info@keystoneinsurance.co.uk

Small Businesses to Pay High Charges for their Employee Insurance

Philip Amalong — Wed, 13 Oct 2010 14:15:04 +0000

According to SBA, the rate of employment by small businesses is more than half the percentage in private sector employment.

The small business clients of insurance brokers expressed that their clients are eyeing premiums which are going up an average of about 15 percent for the coming year. It is double the rate of thelast year’s hike. The annual premium of an employee in 2008 was $4,500 and in 2010 it is expected to go to $5,500.

As per consultants, the premiums are increasing for many small businesses. Higher premiums are also rising partly because of medical costs. This is forcing Meicare to raise premiums. There also increase in health insurance bills for big employers.

As per the small businesses, the lack of options is the only main reason because of which they are paying higher premiums for less and less coverage. They have been paying very high premiums more this year than ever.

Six aspects of Life Insurance Policy

Darrel Harminson — Wed, 27 Jan 2010 07:09:51 +0000

There are different types of products in Life Insurance Policy. Each product will be having different type of features. The major goal of every policy is securing the protection. Most life insurance polices will give additional features. There are six common and different features which are given in any life insurance policy.

1. Death Benefit: Death benefit is the primary feature for any life insurance policy. At the time of contract, it specifies the time period. After the time period expiries, the death benefit will not be paid.

2. Duration: Each Life Insurance Policy will have, maximum period of time. At that period of time only the policy coverage will continue.

3. Premiums: Premiums are important aspect for every Insurance company. With premium amount only the companies will generates the money, and with that money (premiums) the company will be pay their claims. These premiums can be paid monthly, quarterly, half yearly and annually.

4. Protection Component: The protection component will be explained by death benefit and cash value. The death benefit is paid when the insured person die. But the cash value is paid to the policy owner when the insured is still alive.

5. Savings component: The saving component is considered as cash value of the insurance policy. Saving component is the amount given to a policy owner, if the policy is cancelled prematurely.

6. Dividends: The Life Insurance Company earnings can be called as dividends. That dividends can paid to the stock and share holders of the company.